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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,165 | $102,382-79.3% | $147,005-85.6% | $80,874-73.8% |
| Participation rate | 96.2% | 75.8%+20.3pp | 82.2%+14.0pp | 67.6%+28.5pp |
| Annual return | 18.68% | 134.89%-116.2pp | 418.76%-400.1pp | 35.62%-16.9pp |
| Employer contribution / active EE | $3,204 | $3,715-13.8% | $4,934-35.1% | $2,756+16.3% |
| Participant deferral / active EE | $8,339 | $6,646+25.5% | $8,070+3.3% | $4,297+94.1% |
| Admin fee / account holder | $2,561 | $7,942-67.8% | $13,006-80.3% | $6,935-63.1% |