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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,813 | $169,336-98.3% | $129,384-97.8% | $145,884-98.1% |
| Participation rate | 83.3% | 76.5%+6.8pp | 69.6%+13.7pp | 80.3%+3.0pp |
| Annual return | 14.26% | 14408.70%-14394.4pp | 9461.77%-9447.5pp | 551.85%-537.6pp |
| Employer contribution / active EE | $0 | $5,540-100.0% | $4,153-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $904 | $4,985-81.9% | $4,166-78.3% | $6,690-86.5% |
| Admin fee / account holder | $600 | $9,912-93.9% | $7,686-92.2% | $13,392-95.5% |