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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,784 | $154,754-96.9% | $124,206-96.1% | $138,895-96.6% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 11.23% | 709.28%-698.1pp | 515.27%-504.0pp | 145.39%-134.2pp |
| Employer contribution / active EE | $0 | $4,446-100.0% | $3,540-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $1,195 | $4,621-74.1% | $3,968-69.9% | $6,396-81.3% |
| Admin fee / account holder | $896 | $6,690-86.6% | $5,929-84.9% | $12,562-92.9% |