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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,076 | $61,391-31.5% | $149,723-71.9% | $71,529-41.2% |
| Participation rate | 81.6% | 62.5%+19.1pp | 78.8%+2.8pp | 67.9%+13.7pp |
| Annual return | 18.79% | 35.88%-17.1pp | 134.50%-115.7pp | 28.97%-10.2pp |
| Employer contribution / active EE | $1,916 | $2,384-19.6% | $4,821-60.3% | $2,590-26.0% |
| Participant deferral / active EE | $3,583 | $2,921+22.7% | $5,682-37.0% | $4,291-16.5% |
| Admin fee / account holder | $3,913 | $1,264+209.5% | $13,215-70.4% | $1,588+146.3% |