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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,076 | $61,338-31.4% | $149,717-71.9% | $71,495-41.1% |
| Participation rate | 81.6% | 62.5%+19.1pp | 78.8%+2.8pp | 67.9%+13.7pp |
| Annual return | 18.79% | 35.86%-17.1pp | 134.41%-115.6pp | 28.85%-10.1pp |
| Employer contribution / active EE | $1,916 | $2,381-19.5% | $4,820-60.2% | $2,589-26.0% |
| Participant deferral / active EE | $3,583 | $2,919+22.7% | $5,682-36.9% | $4,291-16.5% |
| Admin fee / account holder | $3,913 | $1,263+209.9% | $13,213-70.4% | $1,588+146.5% |