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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,196 | $86,938-72.2% | $102,423-76.4% | $80,925-70.1% |
| Participation rate | 89.3% | 72.4%+16.9pp | 76.5%+12.8pp | 67.7%+21.6pp |
| Annual return | 13.36% | 18.89%-5.5pp | 29.42%-16.1pp | 35.65%-22.3pp |
| Employer contribution / active EE | $2,536 | $2,369+7.0% | $3,023-16.1% | $2,756-8.0% |
| Participant deferral / active EE | $3,832 | $4,120-7.0% | $5,054-24.2% | $4,299-10.8% |
| Admin fee / account holder | $1,082 | $8,053-86.6% | $9,455-88.6% | $6,940-84.4% |