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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,767 | $95,453-65.7% | $112,040-70.8% | $82,448-60.3% |
| Participation rate | 93.1% | 72.8%+20.3pp | 76.5%+16.6pp | 68.1%+25.0pp |
| Annual return | 21.01% | 23.92%-2.9pp | 24.52%-3.5pp | 41.64%-20.6pp |
| Employer contribution / active EE | $3,196 | $2,318+37.9% | $2,954+8.2% | $2,551+25.3% |
| Participant deferral / active EE | $5,354 | $4,224+26.8% | $5,098+5.0% | $4,139+29.4% |
| Admin fee / account holder | $1,400 | $9,013-84.5% | $12,098-88.4% | $7,234-80.6% |