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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,375 | $124,425-93.3% | $112,040-92.5% | $137,256-93.9% |
| Participation rate | 83.3% | 79.3%+4.0pp | 76.5%+6.8pp | 80.0%+3.4pp |
| Annual return | 19.74% | 24.72%-5.0pp | 24.52%-4.8pp | 220.34%-200.6pp |
| Employer contribution / active EE | $434 | $3,411-87.3% | $2,954-85.3% | $4,156-89.6% |
| Participant deferral / active EE | $2,032 | $5,718-64.5% | $5,098-60.1% | $6,407-68.3% |
| Admin fee / account holder | $1,235 | $15,207-91.9% | $12,098-89.8% | $12,270-89.9% |