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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,181 | $76,608-91.9% | $56,077-89.0% | $145,877-95.8% |
| Participation rate | 27.3% | 63.2%-36.0pp | 52.5%-25.2pp | 80.3%-53.0pp |
| Annual return | 15.48% | 3009.59%-2994.1pp | 1709.28%-1693.8pp | 551.28%-535.8pp |
| Employer contribution / active EE | $0 | $1,382-100.0% | $1,040-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $672 | $2,624-74.4% | $1,954-65.6% | $6,691-90.0% |
| Admin fee / account holder | $351 | $3,325-89.4% | $2,825-87.6% | $13,402-97.4% |