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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,165 | $70,366-68.5% | $66,674-66.8% | $138,895-84.0% |
| Participation rate | 81.8% | 76.2%+5.6pp | 73.7%+8.1pp | 79.9%+1.9pp |
| Annual return | 19.61% | 386.41%-366.8pp | 321.24%-301.6pp | 145.39%-125.8pp |
| Employer contribution / active EE | $3,182 | $2,765+15.1% | $2,620+21.5% | $4,194-24.1% |
| Participant deferral / active EE | $3,092 | $4,374-29.3% | $4,084-24.3% | $6,396-51.7% |
| Admin fee / account holder | $3,040 | $5,262-42.2% | $5,098-40.4% | $12,562-75.8% |