Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,748 | $160,028-85.2% | $147,080-83.9% | $145,884-83.7% |
| Participation rate | 44.4% | 84.0%-39.6pp | 82.2%-37.7pp | 80.3%-35.9pp |
| Annual return | 0.85% | 98.60%-97.8pp | 420.17%-419.3pp | 551.85%-551.0pp |
| Employer contribution / active EE | $137 | $5,286-97.4% | $4,933-97.2% | $4,662-97.1% |
| Participant deferral / active EE | $8,098 | $8,422-3.9% | $8,066+0.4% | $6,690+21.0% |
| Admin fee / account holder | $4,680 | $15,030-68.9% | $12,989-64.0% | $13,392-65.1% |