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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,625 | $114,119-46.0% | $107,187-42.5% | $138,895-55.6% |
| Participation rate | 70.0% | 78.1%-8.1pp | 75.0%-5.0pp | 79.9%-9.9pp |
| Annual return | 17.08% | 273.21%-256.1pp | 204.55%-187.5pp | 145.39%-128.3pp |
| Employer contribution / active EE | $2,711 | $4,059-33.2% | $3,782-28.3% | $4,194-35.4% |
| Participant deferral / active EE | $8,511 | $5,538+53.7% | $5,096+67.0% | $6,396+33.1% |
| Admin fee / account holder | $848 | $10,024-91.5% | $9,162-90.7% | $12,562-93.2% |