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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,625 | $134,817-54.3% | $123,973-50.3% | $155,188-60.3% |
| Participation rate | 70.0% | 79.4%-9.4pp | 76.7%-6.7pp | 80.8%-10.8pp |
| Annual return | 17.08% | 515.49%-498.4pp | 388.13%-371.1pp | 148.84%-131.8pp |
| Employer contribution / active EE | $2,711 | $4,425-38.7% | $4,126-34.3% | $4,248-36.2% |
| Participant deferral / active EE | $8,511 | $5,706+49.2% | $5,247+62.2% | $6,531+30.3% |
| Admin fee / account holder | $848 | $13,245-93.6% | $11,799-92.8% | $14,480-94.1% |