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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,784 | $102,422-43.6% | $147,117-60.7% | $80,959-28.6% |
| Participation rate | 45.2% | 75.9%-30.7pp | 82.2%-37.0pp | 67.7%-22.5pp |
| Annual return | 18.84% | 135.16%-116.3pp | 420.54%-401.7pp | 35.67%-16.8pp |
| Employer contribution / active EE | $2,338 | $3,717-37.1% | $4,932-52.6% | $2,757-15.2% |
| Participant deferral / active EE | $4,304 | $6,652-35.3% | $8,065-46.6% | $4,300+0.1% |
| Admin fee / account holder | $11,079 | $7,953+39.3% | $12,993-14.7% | $6,925+60.0% |