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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,671 | $156,398+137.0% | $147,318+151.6% | $138,895+166.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 11.21% | 78.75%-67.5pp | 70.43%-59.2pp | 145.39%-134.2pp |
| Employer contribution / active EE | $46,500 | $4,853+858.1% | $4,593+912.4% | $4,194+1008.7% |
| Participant deferral / active EE | $34,750 | $8,237+321.9% | $7,906+339.5% | $6,396+443.3% |
| Admin fee / account holder | $2,907 | $14,976-80.6% | $13,708-78.8% | $12,562-76.9% |