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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,671 | $155,555+138.3% | $146,866+152.4% | $155,188+138.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 11.21% | 115.41%-104.2pp | 102.85%-91.6pp | 148.84%-137.6pp |
| Employer contribution / active EE | $46,500 | $4,647+900.7% | $4,425+950.9% | $4,248+994.7% |
| Participant deferral / active EE | $34,750 | $8,044+332.0% | $7,759+347.9% | $6,531+432.1% |
| Admin fee / account holder | $2,907 | $14,755-80.3% | $13,620-78.7% | $14,480-79.9% |