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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,086 | $162,136-71.0% | $152,301-69.1% | $154,746-69.6% |
| Participation rate | 90.0% | 84.1%+5.9pp | 82.4%+7.6pp | 80.7%+9.3pp |
| Annual return | 21.30% | 91.02%-69.7pp | 80.50%-59.2pp | 172.34%-151.0pp |
| Employer contribution / active EE | $3,077 | $4,890-37.1% | $4,624-33.5% | $4,379-29.7% |
| Participant deferral / active EE | $14,636 | $8,341+75.5% | $8,004+82.9% | $6,730+117.5% |
| Admin fee / account holder | $360 | $15,759-97.7% | $14,398-97.5% | $14,365-97.5% |