Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,966 | $38,165-50.3% | $189,758-90.0% | $69,255-72.6% |
| Participation rate | 11.4% | 66.7%-55.3pp | 79.8%-68.4pp | 69.0%-57.6pp |
| Annual return | 26.54% | 14.65%+11.9pp | 52.62%-26.1pp | 26.73%-0.2pp |
| Employer contribution / active EE | $0 | $1,589-100.0% | $4,767-100.0% | $2,645-100.0% |
| Participant deferral / active EE | $972 | $2,073-53.1% | $5,856-83.4% | $2,890-66.4% |
| Admin fee / account holder | $2,238 | $714+213.3% | $20,388-89.0% | $733+205.4% |