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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,583 | $29,736-40.9% | $56,033-68.6% | $80,935-78.3% |
| Participation rate | 18.4% | 41.7%-23.3pp | 52.5%-34.1pp | 67.7%-49.3pp |
| Annual return | 25.54% | 35.28%-9.7pp | 1711.38%-1685.8pp | 35.66%-10.1pp |
| Employer contribution / active EE | $362 | $671-46.0% | $1,041-65.2% | $2,757-86.9% |
| Participant deferral / active EE | $769 | $1,228-37.4% | $1,954-60.6% | $4,299-82.1% |
| Admin fee / account holder | $1,516 | $2,434-37.7% | $2,827-46.4% | $6,924-78.1% |