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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,575 | $158,393-73.8% | $143,412-71.0% | $155,188-73.2% |
| Participation rate | 100.0% | 79.7%+20.3pp | 78.5%+21.5pp | 80.8%+19.2pp |
| Annual return | -25.25% | 324.22%-349.5pp | 256.99%-282.2pp | 148.84%-174.1pp |
| Employer contribution / active EE | $5,060 | $3,911+29.4% | $3,748+35.0% | $4,248+19.1% |
| Participant deferral / active EE | $11,253 | $7,193+56.4% | $6,816+65.1% | $6,531+72.3% |
| Admin fee / account holder | $343 | $12,964-97.4% | $11,396-97.0% | $14,480-97.6% |