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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,753 | $102,422-70.0% | $147,117-79.1% | $80,959-62.0% |
| Participation rate | 64.4% | 75.9%-11.4pp | 82.2%-17.7pp | 67.7%-3.2pp |
| Annual return | 55.42% | 135.16%-79.7pp | 420.54%-365.1pp | 35.67%+19.7pp |
| Employer contribution / active EE | $1,645 | $3,717-55.7% | $4,932-66.6% | $2,757-40.3% |
| Participant deferral / active EE | $5,576 | $6,652-16.2% | $8,065-30.9% | $4,300+29.7% |
| Admin fee / account holder | $2,397 | $7,953-69.9% | $12,993-81.5% | $6,925-65.4% |