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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,426 | $117,846-61.5% | $102,434-55.7% | $145,884-68.9% |
| Participation rate | 66.7% | 78.6%-12.0pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 14.41% | 31.90%-17.5pp | 29.46%-15.0pp | 551.85%-537.4pp |
| Employer contribution / active EE | $1,443 | $3,615-60.1% | $3,023-52.3% | $4,662-69.1% |
| Participant deferral / active EE | $1,803 | $5,733-68.5% | $5,055-64.3% | $6,690-73.0% |
| Admin fee / account holder | $298 | $13,356-97.8% | $9,462-96.9% | $13,392-97.8% |