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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,426 | $117,904-61.5% | $102,457-55.7% | $145,978-68.9% |
| Participation rate | 66.7% | 78.6%-11.9pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 14.41% | 31.80%-17.4pp | 29.41%-15.0pp | 550.52%-536.1pp |
| Employer contribution / active EE | $1,443 | $3,613-60.1% | $3,022-52.3% | $4,662-69.1% |
| Participant deferral / active EE | $1,803 | $5,733-68.5% | $5,054-64.3% | $6,690-73.0% |
| Admin fee / account holder | $298 | $13,329-97.8% | $9,451-96.9% | $13,400-97.8% |