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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,858 | $107,809-93.6% | $97,032-92.9% | $155,188-95.6% |
| Participation rate | 92.9% | 75.5%+17.4pp | 71.6%+21.3pp | 80.8%+12.1pp |
| Annual return | 27.06% | 38.06%-11.0pp | 35.38%-8.3pp | 148.84%-121.8pp |
| Employer contribution / active EE | $177 | $2,911-93.9% | $2,629-93.3% | $4,248-95.8% |
| Participant deferral / active EE | $4,106 | $5,129-20.0% | $4,672-12.1% | $6,531-37.1% |
| Admin fee / account holder | $1,210 | $10,717-88.7% | $9,418-87.1% | $14,480-91.6% |