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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES Service code 26 · EIN 59-1237041 | Advisory (Participants) | $35,482 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $4,506 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,490 | $54,690-44.2% | $76,030-59.9% | $74,478-59.1% |
| Participation rate | 100.0% | 60.3%+39.7pp | 69.1%+30.9pp | 67.2%+32.8pp |
| Annual return | 17.03% | 31.92%-14.9pp | 361.54%-344.5pp | 1370.56%-1353.5pp |
| Employer contribution / active EE | $2,114 | $1,781+18.7% | $2,688-21.4% | $2,626-19.5% |
| Participant deferral / active EE | $4,681 | $3,070+52.5% | $4,257+9.9% | $4,350+7.6% |
| Admin fee / account holder | $450 | $2,240-79.9% | $6,421-93.0% | $1,946-76.9% |