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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES Service code 26 · EIN 59-1237041 | Advisory (Participants) | $35,482 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $4,506 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,490 | $54,558-44.1% | $76,002-59.9% | $74,546-59.1% |
| Participation rate | 100.0% | 60.3%+39.7pp | 69.1%+30.9pp | 67.2%+32.8pp |
| Annual return | 17.03% | 31.83%-14.8pp | 360.07%-343.0pp | 1366.03%-1349.0pp |
| Employer contribution / active EE | $2,114 | $1,778+18.9% | $2,688-21.4% | $2,624-19.5% |
| Participant deferral / active EE | $4,681 | $3,065+52.7% | $4,257+10.0% | $4,347+7.7% |
| Admin fee / account holder | $450 | $2,232-79.9% | $6,414-93.0% | $1,944-76.9% |