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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,383 | $45,343-61.7% | $150,298-88.4% | $67,986-74.4% |
| Participation rate | 23.3% | 51.9%-28.6pp | 77.8%-54.5pp | 57.2%-33.9pp |
| Annual return | 21.43% | 33.28%-11.8pp | 62.79%-41.4pp | 31.67%-10.2pp |
| Employer contribution / active EE | $0 | $1,462-100.0% | $4,154-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $1,391 | $2,055-32.3% | $5,453-74.5% | $3,358-58.6% |
| Admin fee / account holder | $129 | $2,250-94.3% | $14,116-99.1% | $3,203-96.0% |