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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,713 | $159,934-82.7% | $147,005-81.1% | $145,959-81.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 5.56% | 98.24%-92.7pp | 418.76%-413.2pp | 561.95%-556.4pp |
| Employer contribution / active EE | $5,008 | $5,287-5.3% | $4,934+1.5% | $4,661+7.4% |
| Participant deferral / active EE | $2,313 | $8,427-72.6% | $8,070-71.3% | $6,689-65.4% |
| Admin fee / account holder | $17,317 | $15,053+15.0% | $13,006+33.1% | $13,398+29.3% |