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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,486 | $154,228-54.9% | $145,433-52.2% | $137,256-49.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | -54.53% | 74.59%-129.1pp | 66.58%-121.1pp | 220.34%-274.9pp |
| Employer contribution / active EE | $51,934 | $4,804+981.1% | $4,554+1040.3% | $4,156+1149.6% |
| Participant deferral / active EE | $61,500 | $8,216+648.5% | $7,897+678.7% | $6,407+859.9% |
| Admin fee / account holder | $23,827 | $14,344+66.1% | $13,129+81.5% | $12,270+94.2% |