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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,184 | $47,105-93.2% | $68,368-95.3% | $67,986-95.3% |
| Participation rate | 86.1% | 51.8%+34.3pp | 73.8%+12.4pp | 57.2%+28.9pp |
| Annual return | 20.19% | 48.37%-28.2pp | 292.57%-272.4pp | 31.67%-11.5pp |
| Employer contribution / active EE | $557 | $1,859-70.1% | $2,649-79.0% | $2,019-72.4% |
| Participant deferral / active EE | $917 | $2,374-61.4% | $4,123-77.8% | $3,358-72.7% |
| Admin fee / account holder | $35 | $2,435-98.6% | $5,150-99.3% | $3,203-98.9% |