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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,024 | $154,228-21.5% | $145,433-16.8% | $137,256-11.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 9.14% | 74.59%-65.4pp | 66.58%-57.4pp | 220.34%-211.2pp |
| Employer contribution / active EE | $4,133 | $4,804-14.0% | $4,554-9.3% | $4,156-0.6% |
| Participant deferral / active EE | $4,400 | $8,216-46.4% | $7,897-44.3% | $6,407-31.3% |
| Admin fee / account holder | $8,238 | $14,344-42.6% | $13,129-37.3% | $12,270-32.9% |