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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,068 | $111,535-72.1% | $105,223-70.5% | $137,256-77.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 47.18% | 237.85%-190.7pp | 180.65%-133.5pp | 220.34%-173.2pp |
| Employer contribution / active EE | $4,833 | $3,939+22.7% | $3,689+31.0% | $4,156+16.3% |
| Participant deferral / active EE | $2,545 | $5,500-53.7% | $5,072-49.8% | $6,407-60.3% |
| Admin fee / account holder | $1,030 | $9,721-89.4% | $8,859-88.4% | $12,270-91.6% |