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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,334 | $183,592-62.8% | $155,574-56.1% | $145,877-53.2% |
| Participation rate | 20.0% | 82.7%-62.7pp | 78.2%-58.2pp | 80.3%-60.3pp |
| Annual return | 11.48% | 61.37%-49.9pp | 64.87%-53.4pp | 551.28%-539.8pp |
| Employer contribution / active EE | $2,273 | $5,317-57.2% | $4,676-51.4% | $4,663-51.2% |
| Participant deferral / active EE | $6,950 | $6,466+7.5% | $5,629+23.5% | $6,691+3.9% |
| Admin fee / account holder | $324 | $19,316-98.3% | $15,914-98.0% | $13,402-97.6% |