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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,163 | $160,028-61.8% | $147,080-58.4% | $145,884-58.1% |
| Participation rate | 68.2% | 84.0%-15.8pp | 82.2%-14.0pp | 80.3%-12.1pp |
| Annual return | 12.65% | 98.60%-85.9pp | 420.17%-407.5pp | 551.85%-539.2pp |
| Employer contribution / active EE | $1,400 | $5,286-73.5% | $4,933-71.6% | $4,662-70.0% |
| Participant deferral / active EE | $5,066 | $8,422-39.8% | $8,066-37.2% | $6,690-24.3% |
| Admin fee / account holder | $899 | $15,030-94.0% | $12,989-93.1% | $13,392-93.3% |