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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,609 | $180,749-49.3% | $160,784-43.0% | $137,256-33.3% |
| Participation rate | 50.0% | 80.0%-30.0pp | 77.0%-27.0pp | 80.0%-30.0pp |
| Annual return | 16.35% | 2234.46%-2218.1pp | 1803.92%-1787.6pp | 220.34%-204.0pp |
| Employer contribution / active EE | $2,027 | $4,155-51.2% | $3,733-45.7% | $4,156-51.2% |
| Participant deferral / active EE | $1,787 | $6,844-73.9% | $6,293-71.6% | $6,407-72.1% |
| Admin fee / account holder | $2,946 | $10,397-71.7% | $9,717-69.7% | $12,270-76.0% |