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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,609 | $208,088-56.0% | $186,193-50.8% | $154,746-40.8% |
| Participation rate | 50.0% | 80.0%-30.0pp | 77.1%-27.1pp | 80.7%-30.7pp |
| Annual return | 16.35% | 89.97%-73.6pp | 78.03%-61.7pp | 172.34%-156.0pp |
| Employer contribution / active EE | $2,027 | $4,340-53.3% | $3,918-48.3% | $4,379-53.7% |
| Participant deferral / active EE | $1,787 | $7,078-74.8% | $6,513-72.6% | $6,730-73.5% |
| Admin fee / account holder | $2,946 | $11,698-74.8% | $11,058-73.4% | $14,365-79.5% |