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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,704 | $135,905-56.8% | $126,068-53.4% | $198,609-70.4% |
| Participation rate | 75.0% | 85.6%-10.6pp | 84.7%-9.7pp | 82.4%-7.4pp |
| Annual return | 18.99% | 14.07%+4.9pp | 15.01%+4.0pp | 202.70%-183.7pp |
| Employer contribution / active EE | $0 | $4,245-100.0% | $3,968-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $4,366 | $8,523-48.8% | $8,214-46.8% | $6,977-37.4% |
| Admin fee / account holder | $495 | $21,036-97.6% | $18,264-97.3% | $19,030-97.4% |