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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,563 | $124,980-85.1% | $108,359-82.9% | $154,746-88.0% |
| Participation rate | 87.5% | 75.2%+12.3pp | 70.1%+17.4pp | 80.7%+6.8pp |
| Annual return | 22.77% | 45.00%-22.2pp | 36.89%-14.1pp | 172.34%-149.6pp |
| Employer contribution / active EE | $531 | $2,851-81.4% | $2,399-77.9% | $4,379-87.9% |
| Participant deferral / active EE | $3,170 | $4,743-33.2% | $4,137-23.4% | $6,730-52.9% |
| Admin fee / account holder | $361 | $11,502-96.9% | $9,741-96.3% | $14,365-97.5% |