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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,729 | $106,524-26.1% | $152,301-48.3% | $87,485-10.0% |
| Participation rate | 57.8% | 75.8%-18.0pp | 82.4%-24.7pp | 68.9%-11.2pp |
| Annual return | 17.44% | 26.89%-9.4pp | 80.50%-63.1pp | 26.06%-8.6pp |
| Employer contribution / active EE | $807 | $3,371-76.1% | $4,624-82.6% | $2,596-68.9% |
| Participant deferral / active EE | $5,168 | $6,525-20.8% | $8,004-35.4% | $4,274+20.9% |
| Admin fee / account holder | $21,414 | $8,287+158.4% | $14,398+48.7% | $7,775+175.4% |