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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,964 | $68,878+66.9% | $120,574-4.7% | $80,935+42.0% |
| Participation rate | 81.1% | 61.7%+19.5pp | 71.9%+9.2pp | 67.7%+13.5pp |
| Annual return | 16.01% | 23.67%-7.7pp | 107.42%-91.4pp | 35.66%-19.7pp |
| Employer contribution / active EE | $3,149 | $2,065+52.5% | $3,471-9.3% | $2,757+14.2% |
| Participant deferral / active EE | $6,853 | $3,189+114.9% | $4,996+37.2% | $4,299+59.4% |
| Admin fee / account holder | $21,920 | $5,782+279.1% | $9,445+132.1% | $6,924+216.6% |