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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,879 | $157,829-92.5% | $136,867-91.3% | $198,609-94.0% |
| Participation rate | 83.3% | 77.2%+6.2pp | 74.5%+8.8pp | 82.4%+1.0pp |
| Annual return | 21.37% | 51.25%-29.9pp | 42.97%-21.6pp | 202.70%-181.3pp |
| Employer contribution / active EE | $1,047 | $3,923-73.3% | $3,547-70.5% | $5,055-79.3% |
| Participant deferral / active EE | $2,481 | $5,463-54.6% | $4,924-49.6% | $6,977-64.4% |
| Admin fee / account holder | $318 | $11,107-97.1% | $10,340-96.9% | $19,030-98.3% |