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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,556 | $102,393-36.0% | $147,041-55.4% | $80,911-19.0% |
| Participation rate | 53.8% | 75.9%-22.0pp | 82.2%-28.3pp | 67.6%-13.8pp |
| Annual return | 15.74% | 134.95%-119.2pp | 419.21%-403.5pp | 35.63%-19.9pp |
| Employer contribution / active EE | $1,807 | $3,715-51.4% | $4,935-63.4% | $2,756-34.4% |
| Participant deferral / active EE | $3,701 | $6,647-44.3% | $8,071-54.2% | $4,297-13.9% |
| Admin fee / account holder | $1,481 | $7,943-81.4% | $13,006-88.6% | $6,935-78.6% |