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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,887 | $201,344+62.4% | $184,243+77.4% | $145,877+124.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 6.18% | 29.01%-22.8pp | 28.82%-22.6pp | 551.28%-545.1pp |
| Employer contribution / active EE | $6,489 | $7,022-7.6% | $6,427+1.0% | $4,663+39.2% |
| Participant deferral / active EE | $23,870 | $9,807+143.4% | $9,132+161.4% | $6,691+256.8% |
| Admin fee / account holder | $717 | $16,382-95.6% | $13,914-94.9% | $13,402-94.7% |