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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,887 | $201,370+62.3% | $184,256+77.4% | $145,897+124.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 6.18% | 29.05%-22.9pp | 28.85%-22.7pp | 552.29%-546.1pp |
| Employer contribution / active EE | $6,489 | $7,024-7.6% | $6,427+1.0% | $4,663+39.2% |
| Participant deferral / active EE | $23,870 | $9,808+143.4% | $9,133+161.4% | $6,689+256.8% |
| Admin fee / account holder | $717 | $16,364-95.6% | $13,899-94.8% | $13,390-94.6% |