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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,139 | $183,592-65.1% | $155,574-58.8% | $145,877-56.0% |
| Participation rate | 0.0% | 82.7%-82.7pp | 78.2%-78.2pp | 80.3%-80.3pp |
| Annual return | 12.43% | 61.37%-48.9pp | 64.87%-52.4pp | 551.28%-538.9pp |
| Employer contribution / active EE | $1,084 | $5,317-79.6% | $4,676-76.8% | $4,663-76.8% |
| Participant deferral / active EE | $6,070 | $6,466-6.1% | $5,629+7.8% | $6,691-9.3% |
| Admin fee / account holder | $25,052 | $19,316+29.7% | $15,914+57.4% | $13,402+86.9% |