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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,315 | $108,882-36.3% | $96,754-28.4% | $154,746-55.2% |
| Participation rate | 87.5% | 75.1%+12.4pp | 70.3%+17.2pp | 80.7%+6.8pp |
| Annual return | 20.84% | 98.39%-77.5pp | 82.04%-61.2pp | 172.34%-151.5pp |
| Employer contribution / active EE | $145 | $3,018-95.2% | $2,679-94.6% | $4,379-96.7% |
| Participant deferral / active EE | $10,039 | $5,323+88.6% | $4,758+111.0% | $6,730+49.2% |
| Admin fee / account holder | $1,890 | $10,200-81.5% | $8,905-78.8% | $14,365-86.8% |