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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,315 | $147,556-53.0% | $129,031-46.3% | $198,609-65.1% |
| Participation rate | 87.5% | 77.2%+10.3pp | 73.4%+14.1pp | 82.4%+5.1pp |
| Annual return | 20.84% | 37.41%-16.6pp | 34.67%-13.8pp | 202.70%-181.9pp |
| Employer contribution / active EE | $145 | $3,645-96.0% | $3,226-95.5% | $5,055-97.1% |
| Participant deferral / active EE | $10,039 | $5,760+74.3% | $5,217+92.4% | $6,977+43.9% |
| Admin fee / account holder | $1,890 | $15,467-87.8% | $13,208-85.7% | $19,030-90.1% |