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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,594 | $97,648-93.2% | $121,663-94.6% | $87,485-92.5% |
| Participation rate | 76.3% | 70.5%+5.8pp | 74.5%+1.8pp | 68.9%+7.3pp |
| Annual return | 20.91% | 18.03%+2.9pp | 147.54%-126.6pp | 26.06%-5.1pp |
| Employer contribution / active EE | $0 | $2,300-100.0% | $3,020-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,339 | $3,923-40.4% | $4,887-52.1% | $4,274-45.3% |
| Admin fee / account holder | $392 | $11,100-96.5% | $14,289-97.3% | $7,775-95.0% |