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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,756 | $108,942-81.9% | $100,415-80.3% | $145,897-86.5% |
| Participation rate | 50.0% | 83.0%-33.0pp | 81.5%-31.5pp | 80.3%-30.3pp |
| Annual return | 18.10% | 58.27%-40.2pp | 49.47%-31.4pp | 552.29%-534.2pp |
| Employer contribution / active EE | $9,745 | $4,422+120.4% | $3,943+147.2% | $4,663+109.0% |
| Participant deferral / active EE | $22,802 | $8,461+169.5% | $8,091+181.8% | $6,689+240.9% |
| Admin fee / account holder | $29 | $9,702-99.7% | $7,906-99.6% | $13,390-99.8% |