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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,617 | $29,319+1.0% | $52,425-43.5% | $82,448-64.1% |
| Participation rate | 82.1% | 46.9%+35.2pp | 55.6%+26.4pp | 68.1%+14.0pp |
| Annual return | 23.99% | 535.20%-511.2pp | 302.12%-278.1pp | 41.64%-17.6pp |
| Employer contribution / active EE | $1,418 | $586+141.9% | $914+55.2% | $2,551-44.4% |
| Participant deferral / active EE | $2,762 | $1,171+135.8% | $1,790+54.3% | $4,139-33.3% |
| Admin fee / account holder | $555 | $1,962-71.7% | $2,495-77.8% | $7,234-92.3% |