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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,522 | $160,070+12.2% | $147,117+22.0% | $145,897+23.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 38.12% | 98.69%-60.6pp | 420.54%-382.4pp | 552.29%-514.2pp |
| Employer contribution / active EE | $18,108 | $5,285+242.7% | $4,932+267.1% | $4,663+288.4% |
| Participant deferral / active EE | $15,463 | $8,419+83.7% | $8,065+91.7% | $6,689+131.2% |
| Admin fee / account holder | $2,089 | $15,035-86.1% | $12,993-83.9% | $13,390-84.4% |