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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,522 | $160,040+12.2% | $147,096+22.0% | $145,877+23.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 38.12% | 98.49%-60.4pp | 419.75%-381.6pp | 551.28%-513.2pp |
| Employer contribution / active EE | $18,108 | $5,289+242.3% | $4,936+266.9% | $4,663+288.3% |
| Participant deferral / active EE | $15,463 | $8,429+83.5% | $8,071+91.6% | $6,691+131.1% |
| Admin fee / account holder | $2,089 | $15,050-86.1% | $13,005-83.9% | $13,402-84.4% |