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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,943 | $74,535-34.3% | $100,712-51.4% | $82,637-40.8% |
| Participation rate | 47.5% | 61.2%-13.7pp | 69.3%-21.8pp | 68.1%-20.6pp |
| Annual return | 29.69% | 18.92%+10.8pp | 33.27%-3.6pp | 53.51%-23.8pp |
| Employer contribution / active EE | $2,125 | $1,503+41.4% | $2,313-8.1% | $2,552-16.7% |
| Participant deferral / active EE | $5,066 | $3,074+64.8% | $4,085+24.0% | $4,126+22.8% |
| Admin fee / account holder | $108 | $6,576-98.4% | $9,256-98.8% | $7,339-98.5% |