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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,218 | $81,358-92.4% | $155,556-96.0% | $80,959-92.3% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 9.05% | 33.39%-24.3pp | 64.84%-55.8pp | 35.67%-26.6pp |
| Employer contribution / active EE | $724 | $3,106-76.7% | $4,675-84.5% | $2,757-73.7% |
| Participant deferral / active EE | $915 | $3,455-73.5% | $5,631-83.7% | $4,300-78.7% |
| Admin fee / account holder | $647 | $7,994-91.9% | $15,885-95.9% | $6,925-90.7% |