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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,572 | $76,834-84.9% | $108,359-89.3% | $87,485-86.8% |
| Participation rate | 96.6% | 61.7%+34.8pp | 70.1%+26.4pp | 68.9%+27.6pp |
| Annual return | 21.91% | 19.09%+2.8pp | 36.89%-15.0pp | 26.06%-4.2pp |
| Employer contribution / active EE | $1,474 | $1,556-5.3% | $2,399-38.6% | $2,596-43.2% |
| Participant deferral / active EE | $3,437 | $3,100+10.9% | $4,137-16.9% | $4,274-19.6% |
| Admin fee / account holder | $1,608 | $6,537-75.4% | $9,741-83.5% | $7,775-79.3% |