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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,530 | $159,934+10.4% | $147,005+20.1% | $145,959+20.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.75% | 98.24%-81.5pp | 418.76%-402.0pp | 561.95%-545.2pp |
| Employer contribution / active EE | $33,934 | $5,287+541.8% | $4,934+587.7% | $4,661+628.1% |
| Participant deferral / active EE | $33,273 | $8,427+294.8% | $8,070+312.3% | $6,689+397.5% |
| Admin fee / account holder | $4,036 | $15,053-73.2% | $13,006-69.0% | $13,398-69.9% |