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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,446 | $162,136-66.4% | $152,301-64.3% | $154,746-64.8% |
| Participation rate | 88.9% | 84.1%+4.8pp | 82.4%+6.4pp | 80.7%+8.2pp |
| Annual return | 22.19% | 91.02%-68.8pp | 80.50%-58.3pp | 172.34%-150.1pp |
| Employer contribution / active EE | $2,696 | $4,890-44.9% | $4,624-41.7% | $4,379-38.4% |
| Participant deferral / active EE | $6,050 | $8,341-27.5% | $8,004-24.4% | $6,730-10.1% |
| Admin fee / account holder | $706 | $15,759-95.5% | $14,398-95.1% | $14,365-95.1% |