Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,264 | $65,072-68.9% | $66,439-69.5% | $65,306-69.0% |
| Participation rate | 64.5% | 69.1%-4.6pp | 74.5%-10.0pp | 57.7%+6.8pp |
| Annual return | 12.72% | 21.50%-8.8pp | 757.66%-744.9pp | 21.94%-9.2pp |
| Employer contribution / active EE | $895 | $2,475-63.9% | $2,637-66.1% | $1,967-54.5% |
| Participant deferral / active EE | $2,934 | $3,234-9.3% | $3,876-24.3% | $2,959-0.8% |
| Admin fee / account holder | $2,103 | $1,323+58.9% | $6,173-65.9% | $3,480-39.6% |