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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,326 | $160,028+164.5% | $147,080+187.8% | $145,884+190.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.99% | 98.60%-86.6pp | 420.17%-408.2pp | 551.85%-539.9pp |
| Employer contribution / active EE | $40,824 | $5,286+672.3% | $4,933+727.5% | $4,662+775.6% |
| Participant deferral / active EE | $28,067 | $8,422+233.3% | $8,066+248.0% | $6,690+319.6% |
| Admin fee / account holder | $147,352 | $15,030+880.4% | $12,989+1034.4% | $13,392+1000.3% |