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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,910 | $166,268-43.5% | $165,100-43.1% | $145,897-35.6% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 12.99% | 100.52%-87.5pp | 70.21%-57.2pp | 552.29%-539.3pp |
| Employer contribution / active EE | $11,093 | $5,284+109.9% | $4,348+155.1% | $4,663+137.9% |
| Participant deferral / active EE | $9,425 | $6,964+35.3% | $6,035+56.2% | $6,689+40.9% |
| Admin fee / account holder | $944 | $16,659-94.3% | $12,696-92.6% | $13,390-93.0% |