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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,407 | $101,618-55.3% | $93,063-51.2% | $137,256-66.9% |
| Participation rate | 23.1% | 74.9%-51.9pp | 72.1%-49.0pp | 80.0%-56.9pp |
| Annual return | 11.74% | 223.95%-212.2pp | 34.15%-22.4pp | 220.34%-208.6pp |
| Employer contribution / active EE | $709 | $2,707-73.8% | $2,476-71.4% | $4,156-82.9% |
| Participant deferral / active EE | $972 | $4,279-77.3% | $3,958-75.5% | $6,407-84.8% |
| Admin fee / account holder | $13,336 | $6,198+115.2% | $6,033+121.0% | $12,270+8.7% |